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Understanding of a Bank’s financial Statements

The overall intent of the Paper is to understand a Banks financial statement, its position in the market place and how the Bank compares to…

The overall intent of the Paper is to understand a Banks financial statement, its position in the market place and how the Bank compares to its piers. The Banks total assets should not be more than $2B.
1. Using Charles Schwab Bank, SSB
Items that must be covered:    Identify the type of Bank – Charles Schwab Bank, SSB    Which regulatory agency governs them    What is the Banks focus (i.e. Commercial, deposit only ..)    Calculate and show work by attaching exhibitso    ROEo    ROAo    Net Interest Margino    Net Noninterest Margino    Net Operating Margin    Show, at a minimum, two competing Banks financial statements for comparisons via exhibit    Discuss how the Bank compares, two strength and two weaknesses, in relationship to the competing Banks (i.e. Net Interest Margin is a strength due to .) Paper will be graded on the following criteria:    All components completed    Accuracy of content    Format was easy to follow    Analysis competentWebsites that could help in both your research and bank comparison:    www.ffiec.gov    http://research.fdic.gov/bankfind
See attached PDF “Sample Paper 1” for an example of the formatting.

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